Industry Articles

How to Make Your Store Ready for AI Shopping Assistants

How to Make Your Store Ready for AI Shopping Assistants

TL;DR Publish accurate product details, prices, and availability in formats AI shopping assistants can retrieve and compare. Verify agent identity before granting access. Keep bot defenses in place, but provide a controlled path for customer-authorized assistants rather than exempting all bots. Require evidence that the customer approved the agent’s task and spending limit before accepting […]
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What Is x402? Payment Rails vs. Agent Identity and Spend Controls

What Is x402? Payment Rails vs. Agent Identity and Spend Controls

TL;DR x402 is an HTTP payment protocol for accessing paid resources. It coordinates payment and settlement, but it does not establish agent identity or enforce spending limits. A resource server can respond to a request with HTTP 402 and payment requirements. The client then provides payment information and retries the request. A settled payment does […]
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Agent Cards vs. Agentic Wallets: How AI Agents Pay

Agent Cards vs. Agentic Wallets: How AI Agents Pay

TL;DR Agent cards and agentic wallets are different payment credential models, not competing vendors. The checkout determines which model you can use. An agent card gives an AI agent a card credential for conventional merchant checkout. An agentic wallet manages payment credentials or funds with programmable controls for API or stablecoin payments. Neither credential alone […]
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How PAP Could Connect Personal Agents With Businesses

How PAP Could Connect Personal Agents With Businesses

TL;DR We read Sierra’s October 6, 2026 PAP announcement as a proposed design for connecting personal agents to businesses, not a finalized or widely deployed specification. An agent would discover how to connect through a business’s website. The agent could start a guest session to check product availability and continue the conversation without signing in. […]
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Personal Agent Protocol (PAP): What It Is

Personal Agent Protocol (PAP): What It Is

TL;DR Personal Agent Protocol (PAP) is a proposed open standard for personal agents to interact with businesses on a user’s behalf. Sierra announced it with Meta on October 6, 2026. PAP is not a finalized or universally adopted standard. Under the announced design, an agent discovers a business through its website, starts a guest or […]
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How Merchants Can Accept AI Agent Payments: An Agentic Commerce Checkout Guide

How Merchants Can Accept AI Agent Payments: An Agentic Commerce Checkout Guide

TL;DR You can accept AI-agent payments through your existing catalog, checkout, and payment provider. Add checks for agent identity and delegated authority before an agent places an order. Discovery comes first. Give agents current product, price, and availability data, then verify which agent represents the buyer and whether the buyer authorized that purchase. Skyfire’s KYA […]
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AI Agent Identity Governance Platforms: Enterprise Buyer’s Guide

AI Agent Identity Governance Platforms: Enterprise Buyer’s Guide

TL;DR AI agent identity governance assigns each agent a verifiable identity, accountable owner, bounded authority, and revocable access. Autonomous agents can select tools and initiate actions without approval for every step. Static credentials and periodic access reviews cannot evaluate each action’s context. Traditional IAM governs human access. Machine identity authenticates workloads, NHI governance manages non-human […]
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KYA Fraud Prevention for AI Agent Transactions

KYA Fraud Prevention for AI Agent Transactions

TL;DR We define Know Your Agent as the verification of an autonomous agent’s identity, its connection to a responsible person or business, and its authority to perform a specific task or transaction. KYA reduces fraud by checking agent identity and permitted behavior before authorizing an agent-initiated transaction. A KYA control model combines portable identity, scoped […]
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AI Agent Identity Verification vs. KYC Identity Proofing

AI Agent Identity Verification vs. KYC Identity Proofing

TL;DR Human KYC and identity proofing verify a person or business using documents, biometrics, and database checks. Agent-native identity infrastructure gives autonomous software a machine-readable identity and scoped, revocable authorization for specific actions or transactions. Jumio and Onfido focus on human identity proofing, while Okta provides human and machine IAM. Skyfire KYA serves the agent-native […]
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